Research Article
Research on the Relationship Between Financial Technology and Economic Innovation of State-Owned Banks Under the Technology Integration Model
@INPROCEEDINGS{10.4108/eai.9-12-2022.2327687, author={Zhaoyu Wu}, title={Research on the Relationship Between Financial Technology and Economic Innovation of State-Owned Banks Under the Technology Integration Model}, proceedings={Proceedings of the 4th Management Science Informatization and Economic Innovation Development Conference, MSIEID 2022, December 9-11, 2022, Chongqing, China}, publisher={EAI}, proceedings_a={MSIEID}, year={2023}, month={3}, keywords={financial technology; technology integration model; blockchain technology; economic innovation}, doi={10.4108/eai.9-12-2022.2327687} }- Zhaoyu Wu
Year: 2023
Research on the Relationship Between Financial Technology and Economic Innovation of State-Owned Banks Under the Technology Integration Model
MSIEID
EAI
DOI: 10.4108/eai.9-12-2022.2327687
Abstract
With the gradual development of science and technology, financial technology research has quickly become a hot topic in economic innovation research, and financial technology will affect the economic innovation and development of the financial industry. Based on this, this research first establishes a technology integration model based on existing data. Secondly, it analyzes the impact of financial technology represented by artificial intelligence, blockchain, cloud computing, and big data on state-owned banking businesses, and explores the newness of financial technology. A round of business development injected the latest business modules and how to promote the economic innovation of state-owned banks. Finally, this study uses SPSS to analyze the financial technology development data of state-owned banks to explore the root causes of economic innovation. It also proposes a development strategy for building an economic innovation ecology for future banks and an innovation system that integrates financial technology and scenarios.