Proceedings of the 5th Management Science Informatization and Economic Innovation Development Conference, MSIEID 2023, December 8–10, 2023, Guangzhou, China

Research Article

Research on the Risk of Structural Wealth Management Products Based on VaR

Download105 downloads
  • @INPROCEEDINGS{10.4108/eai.8-12-2023.2344720,
        author={Wenli  Wang},
        title={Research on the Risk of Structural Wealth Management Products Based on VaR},
        proceedings={Proceedings of the 5th Management Science Informatization and Economic Innovation Development Conference, MSIEID 2023, December 8--10, 2023, Guangzhou, China},
        publisher={EAI},
        proceedings_a={MSIEID},
        year={2024},
        month={4},
        keywords={financial products;risk;optimal design},
        doi={10.4108/eai.8-12-2023.2344720}
    }
    
  • Wenli Wang
    Year: 2024
    Research on the Risk of Structural Wealth Management Products Based on VaR
    MSIEID
    EAI
    DOI: 10.4108/eai.8-12-2023.2344720
Wenli Wang1,*
  • 1: Weifang Engineering Vocational College
*Contact email: 18366481661@163.com

Abstract

In recent years, with the rapid development of the domestic economy, the wealth management products of Chinese banks have become increasingly mature and strong, with a history of 17 years since their development in 2003. Especially with the implementation of the "New Asset Regulations" in 2018, breakeven wealth management officially became history, and the wealth management market underwent continuous changes. Under the influence of this new regulation, major financial institutions have transformed one after another, and banks are attempting to break the shackles of traditional bank wealth management products and launch innovative products. Among them, structured wealth management products, with their advantages of controllable returns and risks, have increasingly become the new darling of the bank wealth management industry.