Proceedings of the 1st Warmadewa International Conference on Science, Technology and Humanity, WICSTH 2021, 7-8 September 2021, Denpasar, Bali, Indonesia

Research Article

The influence Sources of Funds and Collectability Level Credit to Credit Allocation and Financial Performance in Rural Banks in South Sulawesi

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  • @INPROCEEDINGS{10.4108/eai.7-9-2021.2318266,
        author={Asrin Tandi and Erna Pasanda Tandi},
        title={The influence Sources of Funds and Collectability Level Credit to Credit Allocation and Financial Performance in Rural Banks in South Sulawesi},
        proceedings={Proceedings of the 1st Warmadewa International Conference on Science, Technology and Humanity, WICSTH 2021, 7-8 September 2021, Denpasar, Bali, Indonesia},
        publisher={EAI},
        proceedings_a={WICSTH},
        year={2022},
        month={6},
        keywords={financial resources;  collectability level credit;  credit allocations and financial performance},
        doi={10.4108/eai.7-9-2021.2318266}
    }
    
  • Asrin Tandi
    Erna Pasanda Tandi
    Year: 2022
    The influence Sources of Funds and Collectability Level Credit to Credit Allocation and Financial Performance in Rural Banks in South Sulawesi
    WICSTH
    EAI
    DOI: 10.4108/eai.7-9-2021.2318266
Asrin Tandi1,*, Erna Pasanda Tandi1
  • 1: Paulus Indonesian Christian University
*Contact email: asrintandi@ukipaulus.ac.id

Abstract

This research aims to identify and analyze: (1) Source of funding has a significant against credit allocation, (2) Source of funding significant against financial performance, (3) The credit collectability significant against credit allocations, (4) The credit collectability significant against financial performance, (5) Credit allocations significant against financial performance. The data used the research is primary data and secondary data. The population research is public credit Bank in in South Sulawesi, with the total sample 200 respondents as employee public credit Bank. Processing and analysis of data on the Structural Equal Modeling (SEM), to know financial performance public credit Bank used 3 (three) variable: financial resources, credit allocations and the credit collectability’s result showed that: (1) Source of funding influential significant against credit allocations, (2) Source of funding significant against financial performance, (3) The credit collectability significant against credit allocations, (4) The credit collectability significant against financial performance, (5) Credit allocations significant against financial performance of public credit Bank in South Sulawesi.