Proceedings of the 1st International Conference on Emerging Media, and Social Science, ICEMSS 2018, 7-8 December 2018, Banyuwangi, Indonesia

Research Article

Financial Literacy and Entrepreneurship Motivation Among Micro, Small, and Medium Enterprises From Gender Perspective

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  • @INPROCEEDINGS{10.4108/eai.7-12-2018.2281820,
        author={Vierly Ananta Upa and Wiliam Santoso and Victor Soeindra},
        title={Financial Literacy and Entrepreneurship Motivation Among Micro, Small, and Medium Enterprises From Gender Perspective},
        proceedings={Proceedings of the 1st International Conference on Emerging Media, and Social Science, ICEMSS 2018, 7-8 December 2018, Banyuwangi, Indonesia},
        publisher={EAI},
        proceedings_a={ICEMSS},
        year={2019},
        month={3},
        keywords={financial literacy entrepreneurship gender role},
        doi={10.4108/eai.7-12-2018.2281820}
    }
    
  • Vierly Ananta Upa
    Wiliam Santoso
    Victor Soeindra
    Year: 2019
    Financial Literacy and Entrepreneurship Motivation Among Micro, Small, and Medium Enterprises From Gender Perspective
    ICEMSS
    EAI
    DOI: 10.4108/eai.7-12-2018.2281820
Vierly Ananta Upa1,*, Wiliam Santoso1, Victor Soeindra1
  • 1: Universitas Pelita Harapan Surabaya
*Contact email: vierly.ananta@uph.edu

Abstract

Everyone has their own financial goals. Early financial preparation is necessary to reach such that goal. Especially, for the micro, small, and medium enterprises that are covered by uncertainty risk of unexpected income and unexpected cost. So, financial management skill should be possessed more for micro, small, and medium enterprises. In order to manage their financial, the skill of financial literacy is a must. Sufficient financial literacy can lead to appropriate financial strategy so that they can invest and manage finance well. The purpose of this research is to discover the difference of financial literacy and entrepreneurial motivation of micro, small, and medium enterprises based on gender role and higher education. The sample used on this research is 150 micro, small, and medium entrepreneurs using purposive sampling method. The research applied t-test to identify the difference. The result showed that there is no significant difference of financial literacy based on gender role, also for entrepreneurial motivation, no significant difference is identified. But, there is significant difference of financial literacy and entrepreneurial motivation based on education.