Proceedings of the 4th International Conference of Economics, Business, and Entrepreneurship, ICEBE 2021, 7 October 2021, Lampung, Indonesia

Research Article

Services of Financial Technology (Fintech); Two Stage Least Square Method

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  • @INPROCEEDINGS{10.4108/eai.7-10-2021.2316247,
        author={Ambya  Ambya and Lies Maria Hamzah and Emi  Maimunah and Muhammad  Gozza},
        title={Services of Financial Technology (Fintech); Two Stage Least Square Method},
        proceedings={Proceedings of the 4th International Conference of Economics, Business, and Entrepreneurship, ICEBE 2021, 7 October 2021, Lampung, Indonesia},
        publisher={EAI},
        proceedings_a={ICEBE},
        year={2022},
        month={4},
        keywords={fintech tsls services},
        doi={10.4108/eai.7-10-2021.2316247}
    }
    
  • Ambya Ambya
    Lies Maria Hamzah
    Emi Maimunah
    Muhammad Gozza
    Year: 2022
    Services of Financial Technology (Fintech); Two Stage Least Square Method
    ICEBE
    EAI
    DOI: 10.4108/eai.7-10-2021.2316247
Ambya Ambya1,*, Lies Maria Hamzah1, Emi Maimunah1, Muhammad Gozza1
  • 1: Universitas Lampung, Indonesia
*Contact email: ambya.mahmud@gmail.com

Abstract

Fintech is a company engaged in financial services that combined with technology. The use of innovative technology makes the financial industry more efficient and improves the quality of financial services. A startup is a financial services company that uses Fintech. Several factors affect services Fintech : from the consumer side of demand, namely the price of consumer goods as a credit loan application. From the company side, supply is influenced by income from creditors and the price of goods, the interest rate on credit is reflected by the margin which is a factor that affects the price of goods/services demand. Prices will affect services Fintech. From supply and demand side, it is suspected that there is a simultaneous price relationship between supply and demand for services Fintech. The study will use a simultaneous model with the two stage least square (TSLS) method. The study used undergraduate students at the University of Lampung as respondents. The results of the study do not occur simultaneously with price variables on the demand and supply of services Fintech.