Changes in Commercial Banks' Operating Profit in The Indonesian Stock Exchange And The Impact of Macroeconomic Factors (Case Studies of Indonesian Islamic Banks)

The banking world in Indonesia is currently experiencing very significant growth from time to time. Both conventional banks and Islamic banks. Very tight competition between banks in order to retain customers and improve the quality of profits requires that banks must be able to continue to innovate in various fields. The methodology in this research is observational. In addition, an observational study methodology was used. Descriptive qualitative research concentrates on identifying the features or characteristics of certain events examined during the data collection process. Based on this research, it is known that the operational profit reports for Islamic commercial banks in 2019-2020 have decreased by 71%, for 2020-2021 they have continued to decrease by over 100%. In regard to Islamic commercial banks on the Indonesia Stock Exchange, changes in operating profit appear unaffected by inflation. Similarly, national income demonstrates no significant impact on operating profit. However, a low-correlated positive relationship does exist between macroeconomics (inflation and national income) and changes in operating profit for these banks. It's worth noting that neither inflation nor national income exhibit any effect on changes in operating profit for Islamic commercial banks on the Indonesia Stock Exchange.