Proceedings of the 1st Sampoerna University-AFBE International Conference, SU-AFBE 2018, 6-7 December 2018, Jakarta Indonesia

Research Article

The Effect of Religiousity in Choice of Saving in Sharia Banks Using Multinominal Logistic Approach

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  • @INPROCEEDINGS{10.4108/eai.6-12-2018.2286280,
        author={Aglis Andhita Hatmawan},
        title={The Effect of Religiousity in Choice of Saving in Sharia Banks Using Multinominal Logistic Approach},
        proceedings={Proceedings of the 1st Sampoerna University-AFBE International Conference, SU-AFBE 2018, 6-7 December 2018, Jakarta Indonesia},
        publisher={EAI},
        proceedings_a={SU-AFBE},
        year={2019},
        month={8},
        keywords={religiosity sharia banks},
        doi={10.4108/eai.6-12-2018.2286280}
    }
    
  • Aglis Andhita Hatmawan
    Year: 2019
    The Effect of Religiousity in Choice of Saving in Sharia Banks Using Multinominal Logistic Approach
    SU-AFBE
    EAI
    DOI: 10.4108/eai.6-12-2018.2286280
Aglis Andhita Hatmawan1,*
  • 1: Faculty of Economics and Business Universitas PGRI Madiun
*Contact email: namaku.aglis@gmail.com

Abstract

The aim of the research is to analyze the effect of religiosity on the choice of saving in Sharia banking in Madiun. This type of research is explanatory research using survey research design. The subjects of this study were Sharia and conventional banking customers in Madiun. The samples used in this study were 685 samples using purposive sampling technique. The analysis technique used in this study is multinominal logit. The results of this study indicated that religiosity affects the probability of the customer's choice to save in Sharia banking is lower than saving together in a sharia and conventional bank and only saving in conventional bank. This shows that religiosity influences the probalility of saving only in Sharia banking dominated by emotional religious ideological mindset rather than economic rational mindset of customer.