Proceedings of the 2nd International Conference of Business, Accounting and Economics, ICBAE 2020, 5 - 6 August 2020, Purwokerto, Indonesia

Research Article

Comparative Analysis Of The Biggest Banking Performance In Indonesia

Download191 downloads
  • @INPROCEEDINGS{10.4108/eai.5-8-2020.2301098,
        author={Triska Dewi Pramitasari},
        title={Comparative Analysis Of The Biggest Banking Performance In Indonesia},
        proceedings={Proceedings of the 2nd International Conference of Business, Accounting and Economics, ICBAE 2020,  5 - 6 August 2020, Purwokerto, Indonesia},
        publisher={EAI},
        proceedings_a={ICBAE},
        year={2020},
        month={10},
        keywords={covid-19 pandemic ; banking ; financial performance ; financial ratio},
        doi={10.4108/eai.5-8-2020.2301098}
    }
    
  • Triska Dewi Pramitasari
    Year: 2020
    Comparative Analysis Of The Biggest Banking Performance In Indonesia
    ICBAE
    EAI
    DOI: 10.4108/eai.5-8-2020.2301098
Triska Dewi Pramitasari1,*
  • 1: Universitas Abdurachman Saleh Situbondo, Situbondo, East Java
*Contact email: triska_dewi@unars.ac.id

Abstract

Covid-19 hit the ASEAN banking industry, especially Indonesia, through weaker economic growth, which resulted in slowing credit growth and resulting in declining profitability. This study aims to analyze banking performance before and after the Covid-19 pandemic. The sampling method uses the saturated sampling method (census) where there is only one sample, namely Bank Rakyat Indonesia (Persero) Tbk. The data in this study are secondary data was obtained from the banking quarterly annual report 2019-2020 period accessed through the IDX website. Performance is measured using ROA, NPL and LDR indicators with the Paired T-Test . This study found that financial ratios are in the form of ROA and LDR before and after the Covid-19 pandemic had significantly different values, while the NPL were not significantly different. In general there are significant differences in the performance of the largest banks in Indonesia before and after the Covid-19 pandemic.