Proceedings of the 4th International Conference on Applied Economics and Social Science, ICAESS 2022, 5 October 2022, Batam, Riau Islands, Indonesia

Research Article

The Effect of Financial Literacy, Financial Access and Growth on Micro Business Financial Management on Batam City

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  • @INPROCEEDINGS{10.4108/eai.5-10-2022.2325850,
        author={Tiara  Milenia and Diah  Amalia},
        title={The Effect of Financial Literacy, Financial Access and Growth on Micro Business Financial Management on Batam City},
        proceedings={Proceedings of the 4th International Conference on Applied Economics and Social Science, ICAESS 2022, 5 October 2022, Batam, Riau Islands, Indonesia},
        publisher={EAI},
        proceedings_a={ICAESS},
        year={2023},
        month={1},
        keywords={financial literacy financial access growth micro enterprises financial management},
        doi={10.4108/eai.5-10-2022.2325850}
    }
    
  • Tiara Milenia
    Diah Amalia
    Year: 2023
    The Effect of Financial Literacy, Financial Access and Growth on Micro Business Financial Management on Batam City
    ICAESS
    EAI
    DOI: 10.4108/eai.5-10-2022.2325850
Tiara Milenia1,*, Diah Amalia1
  • 1: Politeknik Negeri Batam
*Contact email: tiaramilenia5@gmail.com

Abstract

This research aims to test the influence of financial literacy, financial access and growth on the financial management of Micro Enterprises in Batam City. This research uses a descriptive Quantitative method. The object of this study is Micro Enterprises registered with the Office of Cooperatives and Micro Enterprises in 2017 - 2021. The data collection technique in this study was by distributing questionnaires, namely by determining samples using probability sampling techniques. The results of this study are that the variables of financial literacy and growth have a significant effect on the financial management of Micro Enterprises in Batam City while the variables of financial access do not have a significant effect on the financial management of Micro Enterprises in Batam City.