Research Article
The Effect Of Financial Knowledge, Financial Attitude, And Personality On Financial Management Behavior On Small Medium Micro Business Actors In Batam City
@INPROCEEDINGS{10.4108/eai.5-10-2022.2325848, author={Srimelati Anjelina Sinaga and Seto Sulaksono Adi Wibowo}, title={The Effect Of Financial Knowledge, Financial Attitude, And Personality On Financial Management Behavior On Small Medium Micro Business Actors In Batam City}, proceedings={Proceedings of the 4th International Conference on Applied Economics and Social Science, ICAESS 2022, 5 October 2022, Batam, Riau Islands, Indonesia}, publisher={EAI}, proceedings_a={ICAESS}, year={2023}, month={1}, keywords={financial knowledge financial attitude personality financial management behavior}, doi={10.4108/eai.5-10-2022.2325848} }- Srimelati Anjelina Sinaga
Seto Sulaksono Adi Wibowo
Year: 2023
The Effect Of Financial Knowledge, Financial Attitude, And Personality On Financial Management Behavior On Small Medium Micro Business Actors In Batam City
ICAESS
EAI
DOI: 10.4108/eai.5-10-2022.2325848
Abstract
The objectives of this study are to investigate the following: (1) The Effect of Financial Knowledge on Financial Management Behavior in Micro, Small, and Medium Enterprises in Batam City; (2) The Effect of Financial Attitudes on Financial Management Behavior in Micro, Small, and Medium Enterprises in Batam City; (3) The Effect of Behavior on the Financial Management Behavior of Micro, Small, and Medium Enterprises in Batam City; and (4) The Effect of Financial Knowledge, Financial Attitudes, and Personality on Financial Management Behavior. Owners of MSMEs who have registered with the Batam City Cooperative Service are the study's participants. Normality testing, linearity tests, multicollinearity tests, and variance tests are examples of preliminary tests. Simple linear regression and multiple linear regression analysis are the methods used for data analysis. The research's findings indicate that (1) financial knowledge has a significant positive influence on financial management behaviour in Batam City SMEs, (2) financial attitudes have a significant positive influence on financial management behaviour in Batam City SMEs, (3) personality has a significant positive influence on financial management behaviour in Batam City MSME actors, and (4) financial knowledge, financial attitude, and personality have a significant positive influence on financial management behaviour in Batam City SMEs.