Research Article
The Potential Demand for Credit to Enhance the Performance of Small and Medium-Sized Enterprises in South Lampung Regency
@INPROCEEDINGS{10.4108/eai.4-9-2024.2353813, author={Lidya Ayuni Putri and Yuniarti Fihartini and Angga Febrian}, title={The Potential Demand for Credit to Enhance the Performance of Small and Medium-Sized Enterprises in South Lampung Regency}, proceedings={Proceedings of the 7th International Conference of Economics, Business, and Entrepreneurship, ICEBE 2024, 4-5 September 2024, Shah Alam, Selangor, Malaysia}, publisher={EAI}, proceedings_a={ICEBE}, year={2024}, month={12}, keywords={sme credit credit access smes performance}, doi={10.4108/eai.4-9-2024.2353813} }- Lidya Ayuni Putri
Yuniarti Fihartini
Angga Febrian
Year: 2024
The Potential Demand for Credit to Enhance the Performance of Small and Medium-Sized Enterprises in South Lampung Regency
ICEBE
EAI
DOI: 10.4108/eai.4-9-2024.2353813
Abstract
Small and Medium Enterprises (SMEs) play a crucial role in absorbing a significant portion of the workforce, making their growth directly tied to economic expansion. However, SMEs continue to grapple with the perennial challenge of limited access to capital. The restricted availability of credit sources underscores the need for financial institutions, government agencies, and other stakeholders to foster increased capital access for SMEs. An assessment of the credit potential of SMEs is essential to equip them with the knowledge of credit eligibility criteria. This research will delve into the potential of SMEs from legal and financial perspectives, aiming to provide SMEs with insights into suitable credit types and offer recommendations for tailored credit policies.
