Research Article
Financial Performance Analysis of Sharia Commercial Banks in Indonesia
@INPROCEEDINGS{10.4108/eai.4-11-2022.2328945, author={Noorikha Pandayahesti Saputeri and Juhary Ali}, title={Financial Performance Analysis of Sharia Commercial Banks in Indonesia}, proceedings={Proceedings of the International Conference on Sustainability in Technological, Environmental, Law, Management, Social and Economic Matters, ICOSTELM 2022, 4-5 November 2022, Bandar Lampung, Indonesia}, publisher={EAI}, proceedings_a={ICOSTELM}, year={2023}, month={9}, keywords={financial performance islamic commercial bank indonesia}, doi={10.4108/eai.4-11-2022.2328945} }- Noorikha Pandayahesti Saputeri
Juhary Ali
Year: 2023
Financial Performance Analysis of Sharia Commercial Banks in Indonesia
ICOSTELM
EAI
DOI: 10.4108/eai.4-11-2022.2328945
Abstract
The evaluation of financial performance in the banking industry is crucial since it allows for the identification of a bank's state of health by describing the accomplishments accomplished in operational activities. The purpose of this study is to analyze the performance of Islamic Commercial Banks in Indonesia for the 2019-2021 period, the operational review includes Earning Asset-based financing based on Quality, Number of financing customers and third party funds at Islamic Commercial Banks in Indonesia. This study uses a qualitative descriptive design. This research data is secondary data for the publication of the annual financial statements of Islamic banks for the 2019-2021 period. The data period was chosen as a consideration for the Covid-19 pandemic and the new normal in Indonesia. The census sampling was chosen to determine the research sample, namely 15 Islamic Commercial Banks in Indonesia. Based on the results and discussion, it can be concluded that Islamic Commercial Banks registered with the OJK for the 2019-2021 period have good financial performance. This can be seen from the performance assessment based on the quality of earning assets, Third Party Funds and Financing, Receivables and Salam