Proceedings of the 1st International Conference on Education, Humanities, Health and Agriculture, ICEHHA 2021, 3-4 June 2021, Ruteng, Flores, Indonesia

Research Article

Jurisprudential Analysis of BPSK Cancellation Related to Credit Agreements in Indonesia

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  • @INPROCEEDINGS{10.4108/eai.3-6-2021.2310825,
        author={Sri  Wahyuni and Efa Laela Fakhriah and Anita  Afriana and Sonyendah  Retnaningsih},
        title={Jurisprudential Analysis of BPSK Cancellation Related to Credit Agreements in Indonesia},
        proceedings={Proceedings of the 1st International Conference on Education, Humanities, Health and Agriculture, ICEHHA 2021, 3-4 June 2021, Ruteng, Flores, Indonesia},
        publisher={EAI},
        proceedings_a={ICEHHA},
        year={2021},
        month={8},
        keywords={jurisprudence; credit disputes; bpsk},
        doi={10.4108/eai.3-6-2021.2310825}
    }
    
  • Sri Wahyuni
    Efa Laela Fakhriah
    Anita Afriana
    Sonyendah Retnaningsih
    Year: 2021
    Jurisprudential Analysis of BPSK Cancellation Related to Credit Agreements in Indonesia
    ICEHHA
    EAI
    DOI: 10.4108/eai.3-6-2021.2310825
Sri Wahyuni1,*, Efa Laela Fakhriah1, Anita Afriana2, Sonyendah Retnaningsih2
  • 1: Universitas Padjajaran, Indonesia
  • 2: Universitas Indonesia, Indonesia
*Contact email: sri.wahyuniok17@gmail.com

Abstract

Several credit agreement dispute resolutions through BPSK have been canceled by the District Court. The legal considerations for the cancellation of several BPSK decisions refer to the Jurisprudence of the Supreme Court Decision Number 27K / Pdt.Sus / 2013. This study aims to analyze the jurisprudence of the cancellation of BPSK decisions related to credit agreements in Indonesia. This study uses a qualitative normative legal research method with a case approach which analyzes the formulation of the problem with applicable legal principles. The results of this study indicate that there is a disagreement regarding the definition of consumer disputes, especially regarding the credit agreement between BPSK and the District Court and the Supreme Court. For this reason, it is necessary to have a clear and clear definition of consumer disputes and is written in a statutory regulation, especially regarding the settlement of credit disputes that occur in the community.