Adaptive Budgeting and Financial Planning with Generative AI Integration

This study presents a financial advisory system based on Generative AI, aimed at enhancing personal financial planning and management. It leverages advanced AI techniques, such as deep learning, Recurrent Neural Networks (RNNs), and Transformer networks, to analyze user spending patterns and provide personalized budget and savings recommendations. Once you can connect with payment platforms such as UPI, the app enables real-time spend tracking and dynamic budgeting, helping users to keep a tab on their financial goals. Based on user feedback, automatic recommendation reinforcement and adjustment can be carried out in real time by machine learning algorithms, making the accuracy or personalization of recommendations improve over time. The app features Generative AI to forecast financial trends, machine learning to learn spending habits, and Data processing program to process financial data fast. Hereby people can become accustomed to truth based precise financial advice in a very personalized manner. Using intuitive interfaces, easy to understand visualizations, and real time data fed from your financial accounts like bank balances or credit card balances, the app makes the complex simple, and budgeting and saving easy.