Research on Digital Inclusive Finance and Financing Constraints of Small and Medium-Sized Agriculture-Related Enterprises

In the context of Rural Revitalization and the rapid development of Digital Inclusive Finance, this paper studies the question of financing constraints of Digital Inclusive Finance and small and medium-sized agriculture-related enterprises. The entropy weight method is used to construct the index to measure the development level of Digital Inclusive Finance. The dynamic panel is constructed by using the financial data of small and medium-sized agriculture-related enterprises, and the first-order difference GMM method is used for estimation. According to the results, we could obtain the conclusions including: there are obvious financing constraints for small and medium-sized agriculture-related enterprises, and the development of Digital Inclusive Finance can effectively alleviate this problem. Furthermore, it is concluded that there is a time lag in the Digital Inclusive Financial policy, and the lag of one period still has a significant impact. Finally, according to the research conclusions, this paper puts forward corresponding strategies and development suggestions from the aspects of system construction and enterprise management.