Proceedings of the 2nd Warmadewa International Conference on Science, Technology and Humanity, WICSTH 2022, 28-29 October 2022, Denpasar-Bali, Indonesia

Research Article

Pandemic, Financial Performance, and Firm Value in Indonesian National Banking

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  • @INPROCEEDINGS{10.4108/eai.28-10-2022.2328208,
        author={A.A Pt. Agung Mirah Purnama  Sari and Ni Made Suindari},
        title={Pandemic, Financial Performance, and Firm Value in Indonesian National Banking},
        proceedings={Proceedings of the 2nd Warmadewa International Conference on Science, Technology and Humanity, WICSTH 2022, 28-29 October 2022, Denpasar-Bali, Indonesia},
        publisher={EAI},
        proceedings_a={WICSTH},
        year={2023},
        month={4},
        keywords={firm value; financial performance; pandemic; indonesian national banking},
        doi={10.4108/eai.28-10-2022.2328208}
    }
    
  • A.A Pt. Agung Mirah Purnama Sari
    Ni Made Suindari
    Year: 2023
    Pandemic, Financial Performance, and Firm Value in Indonesian National Banking
    WICSTH
    EAI
    DOI: 10.4108/eai.28-10-2022.2328208
A.A Pt. Agung Mirah Purnama Sari1,*, Ni Made Suindari1
  • 1: Faculty of Economic and Business, Warmadewa University, Indonesia
*Contact email: agungputumirah@gmail.com

Abstract

This research investigates how the Covid-19 pandemic affect Indonesia's national banking industry from 2018 until 2020. Our findings show that the country's national banks are still in good health despite having to deal with extraordinary events such as covid 19. The company's massive layoffs of employees and the significant number of job losses, notably in the tourism sector, have little bearing on the debtors' ability to meet their responsibilities to banking institutions. This is likely due to the consistency of the public with other professions such as civil servants or MSMEs in fulfilling their obligations to banks so that they can support and anticipate credit problems that may arise in national banks so that credit risks seen in the NPL ratio remain at a low value during the Covid-19 pandemic.