Research Article
The Influence of Internal Factors on The Distribution of Rahn Financing and its Impact on Return on Assets in Indonesian Pawnshop
@INPROCEEDINGS{10.4108/eai.27-7-2021.2316825, author={Bellanisa Samawati and Ira Novianty and Mochamad Edman Syarief}, title={The Influence of Internal Factors on The Distribution of Rahn Financing and its Impact on Return on Assets in Indonesian Pawnshop}, proceedings={Proceedings of the 4th International Conference on Economics, Business and Economic Education Science, ICE-BEES 2021, 27-28 July 2021, Semarang, Indonesia}, publisher={EAI}, proceedings_a={ICE-BEES}, year={2022}, month={3}, keywords={rahn financing accounts receivable accounts receivable turnover return on assets (roa)}, doi={10.4108/eai.27-7-2021.2316825} }- Bellanisa Samawati
Ira Novianty
Mochamad Edman Syarief
Year: 2022
The Influence of Internal Factors on The Distribution of Rahn Financing and its Impact on Return on Assets in Indonesian Pawnshop
ICE-BEES
EAI
DOI: 10.4108/eai.27-7-2021.2316825
Abstract
Developments in the distribution of financing for rahn Pawnshop Indonesian in 2010-2019 showed an increase and decrease. In 2015 to 2018 there was an increase, but there was a decrease in 2019 to Rp13,360,528.00. This study aims to examine the influence of internal factors, namely accounts receivable and accounts receivable turnover on rahn’s financing and return on assets (ROA) either directly or indirectly and to examine the effect of accounts receivable and accounts receivable turnover on rahn financing at Indonesian Pawnshop. This study uses secondary data in the form of rahn financing reports in the 2010-2019 period. The data analysis technique used the Partial Least Square-Structural Equation Modeling (PLS-SEM) method. The results of the analysis show that accounts receivable and receivable turnover has a significant effect on rahn's financing, accounts receivable and accounts receivable turnover has no impact on return on assets (ROA). In addition, accounts receivable and accounts receivable turnover also has a direct influence on return on assets (ROA) and rahn financing does not mediate the effect of accounts receivable and accounts receivable turnover on return on assets (ROA).