Research Article
Technology Readiness of Blockchain Technology for MSMEs in Bandung
@INPROCEEDINGS{10.4108/eai.27-7-2021.2316822, author={Ayu Endah Wahyuni and Anita Juraida}, title={Technology Readiness of Blockchain Technology for MSMEs in Bandung}, proceedings={Proceedings of the 4th International Conference on Economics, Business and Economic Education Science, ICE-BEES 2021, 27-28 July 2021, Semarang, Indonesia}, publisher={EAI}, proceedings_a={ICE-BEES}, year={2022}, month={3}, keywords={blockchain digital technology tri msmes}, doi={10.4108/eai.27-7-2021.2316822} }- Ayu Endah Wahyuni
Anita Juraida
Year: 2022
Technology Readiness of Blockchain Technology for MSMEs in Bandung
ICE-BEES
EAI
DOI: 10.4108/eai.27-7-2021.2316822
Abstract
Blockchain technology provides benefits for improving performance, service and data security, as well as facilitating digital transactions and financial records. The main problems for MSMEs in Indonesia are related to limited working capital and low financial literacy. Blockchain technology can solve the problems faced by MSMEs in Indonesia. However, this technology has not been fully used by MSMEs. Therefore, this study aims to measure the readiness of business actors to use blockchain technology through the Technology Readiness Index approach. The data collection technique in this study used a questionnaire with a sample of 120 respondents (MSMEs). The data processing of this research uses cluster analysis with TRI segmentation results including: explorers (37.5%), Laggards (9.2), Skeptics (15%), Pioneers (38.3%). In addition, the TRI score is included in the High Technology Readiness category of (3.77). This shows that business actors as blockchain technology have a good level of readiness to adopt blockchain technology.