Proceedings of the 2nd International Conference on Islamic Studies, ICIS 2020, 27-28 October 2020, Ponorogo, Indonesia

Research Article

Financial Technology Literacy (Fintech) in Ponorogo: Perception and Attitude

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  • @INPROCEEDINGS{10.4108/eai.27-10-2020.2304182,
        author={Yutisa Tri Cahyani and Lukman Santoso and Tunjung Genarsih},
        title={Financial Technology Literacy (Fintech) in Ponorogo: Perception and Attitude},
        proceedings={Proceedings of the 2nd International Conference on Islamic Studies, ICIS 2020, 27-28 October 2020, Ponorogo, Indonesia},
        publisher={EAI},
        proceedings_a={ICIS},
        year={2021},
        month={2},
        keywords={perception; attitude; financial technology literacy},
        doi={10.4108/eai.27-10-2020.2304182}
    }
    
  • Yutisa Tri Cahyani
    Lukman Santoso
    Tunjung Genarsih
    Year: 2021
    Financial Technology Literacy (Fintech) in Ponorogo: Perception and Attitude
    ICIS
    EAI
    DOI: 10.4108/eai.27-10-2020.2304182
Yutisa Tri Cahyani1,*, Lukman Santoso2, Tunjung Genarsih1
  • 1: Faculty of Islamic Economics and Business IAIN Ponorogo
  • 2: Faculty of Sharia IAIN Ponorogo
*Contact email: yutisatricahyani92@gmail.com

Abstract

In today's digital era, information technology is developing so rapidly. The same is the case with the development of the technology-based financial industry or what is known as fintech. The potential for digital finance in Indonesia is huge and it is important to develop it. The fast pace of innovation has resulted in various changes in all aspects of life in the financial sector. At this time, consumers can easily access a variety of information and features of electronic services. So that the presence of this fintech, can change people's behavior in conducting financial transactions. This study aims to determine the perceptions and attitudes of the people of Ponorogo towards financial technology literacy (fintech). This study uses a descriptive quantitative approach with a sample of 92 respondents. The data obtained by means of observation, filling out questionnaires, and documentation. This study uses multiple linear regression analysis techniques. The results of this study are that there is a significant influence on perceptions of financial technology, there is a significant influence on attitudes towards financial technology and the simultaneous influence of perceptions and attitudes towards financial technology