Research Article
Legal Protection of E-Wallet User in Digital Transaction
@INPROCEEDINGS{10.4108/eai.26-9-2020.2302607, author={Sunaryo Sunaryo and Hanifah Nuraini}, title={Legal Protection of E-Wallet User in Digital Transaction}, proceedings={Proceedings of The International Conference on Environmental and Technology of Law, Business and Education on Post Covid 19, ICETLAWBE 2020, 26 September 2020, Bandar Lampung, Indonesia}, publisher={EAI}, proceedings_a={ICETLAWBE}, year={2020}, month={12}, keywords={e-wallet legal protection digital transaction}, doi={10.4108/eai.26-9-2020.2302607} }- Sunaryo Sunaryo
Hanifah Nuraini
Year: 2020
Legal Protection of E-Wallet User in Digital Transaction
ICETLAWBE
EAI
DOI: 10.4108/eai.26-9-2020.2302607
Abstract
Digital payment system combines technological element that has characteristic of effectiveness and efficiency in commercial transaction. Electronic wallet is an electronic service that is used to collect digital payment funds and store payment data. As a digital payment system, e-wallet is categorized in a micro scale payment which designed to serve small payments with high frequency. In practice, e-wallet has some risks such as malfunction, duplication of devices, repudiation. The risks are departing on the problem of digital e-wallet system performance that requires involvement by many stakeholders, so the complexity in business interactions and the system manage its risks. Legal protection of e-wallet users through legal arrangements creates interoperability in digital performance e-wallet payment system to give better digital payment. The right interoperability can optimize stakeholder capabilities in coordinating with each other. The effectiveness of coordination is built by system standardization in regulation instrument that can guarantee e-wallet legal protection.
