Research Article
Financing On Islamic Bank: Powering By the Strong Financial Ratio Analysis
@INPROCEEDINGS{10.4108/eai.26-3-2019.2290693, author={Elsha Yochika and Shinta Melzatia and Mariyam Chairunisa and Retno Puji Astuti}, title={Financing On Islamic Bank: Powering By the Strong Financial Ratio Analysis}, proceedings={Proceedings of the First Annual Conference of Economics, Business, and Social Science, ACEBISS 2019, 26 - 30 March, Jakarta, Indonesia}, publisher={EAI}, proceedings_a={ACEBISS}, year={2020}, month={2}, keywords={third party funds capital adequacy ratio financing to deposit ratio financing}, doi={10.4108/eai.26-3-2019.2290693} }- Elsha Yochika
Shinta Melzatia
Mariyam Chairunisa
Retno Puji Astuti
Year: 2020
Financing On Islamic Bank: Powering By the Strong Financial Ratio Analysis
ACEBISS
EAI
DOI: 10.4108/eai.26-3-2019.2290693
Abstract
This research aims to know the influence of third party funds, capital adequacy ratio, and financing to deposit ratio on financing of sharia bank in Indonesia. The unit analysis of this research is Sharia Commercial Banks in Indonesia which have been registered in the Financial Services Authority (OJK) period 2013 to 2017. This research was done to 11 Islamic commercial banks by using quantitative-descriptive approach. The results of this research showed that simultaneously the Third Party Funds, Capital Adequacy Ratio, and Financing To Deposit Ratio are significantly influence financing. Partially, Third Party Funds has significant positive effect on financing, Capital Adequacy Ratio has significant negative effect on financing, and Financing To Deposit Ratio has no significant effect on financing.