Proceedings of the 1st International Conference on Social, Science, and Technology, ICSST 2021, 25 November 2021, Tangerang, Indonesia

Research Article

Financial Literacy And Financial Behaviour: An Overview of Key Drivers

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  • @INPROCEEDINGS{10.4108/eai.25-11-2021.2319348,
        author={Nurhazrina Mat Rahim and Norashikin  Ismail and Karmawan  Karmawan},
        title={Financial Literacy And Financial Behaviour: An Overview of Key Drivers},
        proceedings={Proceedings of the 1st International Conference on Social, Science, and Technology, ICSST 2021, 25 November 2021, Tangerang, Indonesia},
        publisher={EAI},
        proceedings_a={ICSST},
        year={2022},
        month={7},
        keywords={financial literacy; key drivers; financial socialisation},
        doi={10.4108/eai.25-11-2021.2319348}
    }
    
  • Nurhazrina Mat Rahim
    Norashikin Ismail
    Karmawan Karmawan
    Year: 2022
    Financial Literacy And Financial Behaviour: An Overview of Key Drivers
    ICSST
    EAI
    DOI: 10.4108/eai.25-11-2021.2319348
Nurhazrina Mat Rahim1,*, Norashikin Ismail1, Karmawan Karmawan2
  • 1: Faculty of Accountancy, Universiti Teknologi MARA (UiTM), Malaysia
  • 2: Fakultas Ekonomi, Universitas Bangka Belitung (UBB), Indonesia
*Contact email: hazrina@uitm.edu.my

Abstract

This paper aims to review previous studies related to financial literacy and propose a model for predicting financial literacy among adults in Malaysia. Literature review . A model to predict financial literacy among adults in Malaysia. Among the key drivers are financial education, financial socialisation and financial experience elements. This paper is based on a literature review, and no statistical analysis was performed to validate the proposed model. The model will be used to assess the financial literacy level of Malaysian households and examine its relationship with their important economic behaviours.