Research Article
Musyarakah Financing Analysis and Mudharabah Financing Against Profitability (ROA)
@INPROCEEDINGS{10.4108/eai.21-9-2019.2293945, author={Dodi Supriyanto and Muhamad Anton Athoillah}, title={Musyarakah Financing Analysis and Mudharabah Financing Against Profitability (ROA)}, proceedings={Proceedings of the 1st Conference on Islamic Finance and Technology, CIFET, 21 September, Sidoarjo, East Java, Indonesia}, publisher={EAI}, proceedings_a={CIFET}, year={2020}, month={5}, keywords={musyarakah financing mudharabah financing and profitability (roa)}, doi={10.4108/eai.21-9-2019.2293945} }- Dodi Supriyanto
Muhamad Anton Athoillah
Year: 2020
Musyarakah Financing Analysis and Mudharabah Financing Against Profitability (ROA)
CIFET
EAI
DOI: 10.4108/eai.21-9-2019.2293945
Abstract
Islamic banks offer a variety of financing products for the purpose and type of financing provided accordingly, and minimize future risks from the financing. This research aims to determine the effect of Musyarakah financing, Mudharabah financing, Musyarakah and Mudharabah financing on the level of profitability (ROA) at PT. BJB Syariah Bank 2013-2017. The research method used are descriptive and verification method. The data collection technique in this research is the study of documentation. The data used is quarterly Bank BJB Syariah financial statements from 2013 to 2017. The results of this study are that Musyarakah financing partially has an effect but not significant on Profitability (ROA). Mudharabah financing partially has a significant effect on Profitability (ROA). Musyarakah financing and Mudharabah Financing have a significant effect on Profitability (ROA).
