Proceedings of the 1st Conference on Islamic Finance and Technology, CIFET, 21 September, Sidoarjo, East Java, Indonesia

Research Article

Musyarakah Financing Analysis and Mudharabah Financing Against Profitability (ROA)

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  • @INPROCEEDINGS{10.4108/eai.21-9-2019.2293945,
        author={Dodi  Supriyanto and Muhamad Anton Athoillah},
        title={Musyarakah Financing Analysis and Mudharabah Financing Against Profitability (ROA)},
        proceedings={Proceedings of the 1st Conference on Islamic Finance and Technology, CIFET, 21 September, Sidoarjo, East Java, Indonesia},
        publisher={EAI},
        proceedings_a={CIFET},
        year={2020},
        month={5},
        keywords={musyarakah financing mudharabah financing and profitability (roa)},
        doi={10.4108/eai.21-9-2019.2293945}
    }
    
  • Dodi Supriyanto
    Muhamad Anton Athoillah
    Year: 2020
    Musyarakah Financing Analysis and Mudharabah Financing Against Profitability (ROA)
    CIFET
    EAI
    DOI: 10.4108/eai.21-9-2019.2293945
Dodi Supriyanto1,*, Muhamad Anton Athoillah2
  • 1: STIE Ekuitas Bandung Indonesia
  • 2: UIN Sunan Gunung Djati Bandung Indonesia
*Contact email: dodi.supriyanto@ekuitas.ac.id

Abstract

Islamic banks offer a variety of financing products for the purpose and type of financing provided accordingly, and minimize future risks from the financing. This research aims to determine the effect of Musyarakah financing, Mudharabah financing, Musyarakah and Mudharabah financing on the level of profitability (ROA) at PT. BJB Syariah Bank 2013-2017. The research method used are descriptive and verification method. The data collection technique in this research is the study of documentation. The data used is quarterly Bank BJB Syariah financial statements from 2013 to 2017. The results of this study are that Musyarakah financing partially has an effect but not significant on Profitability (ROA). Mudharabah financing partially has a significant effect on Profitability (ROA). Musyarakah financing and Mudharabah Financing have a significant effect on Profitability (ROA).