Reviewing The Non-Inclusion of Persons with Mental and Intellectual Disabilities in Health Insurance from Badan Penyelenggara Jaminan Sosial (BPJS)

Health is an important factor to support a prosperous human life. There are various health insurance companies or social security, offered by the private sector or the state that can be chosen by the community. This certainty is stated in the Declaration of Human Rights article 25 that everyone has the right to a decent standard of living for the health, well-being of themselves and their families. Nationally, Indonesia has provided Badan Penyelenggara Jaminan Sosial (BPJS) insurance to access health service insurance. However, people with mental disabilities cannot be fully accommodated in BPJS. They are excluded from their rights to access health services. This study took a case study in Banguntapan Sub-district, Bantul, Yogyakarta. Based on data from the Badan Pusat Statistik (BPS) in 2020, Bantul is home to the highest number of children with disabilities in Yogyakarta and Banguntapan Sub-district is the second highest in terms of the number of people with disabilities in Bantul. They complained that they could not register for BPJS insurance because of their limitations. In fact, not all families who have family members with disabilities have sufficient financial conditions to seek treatment when they are sick. This phenomenon is the focus of this paper to review why people with mental and intellectual disabilities in Banguntapan find it difficult to become BPJS insurance recipients.