Research Article
Social Insurance for Informal Workers in Magelang-Indonesia: Why Is Participation Still Low?
@INPROCEEDINGS{10.4108/eai.20-6-2020.2300685, author={Retno Rusdjijati and Agus Widodo and Jack Roebijoso and Harsuko Riniwati}, title={Social Insurance for Informal Workers in Magelang-Indonesia: Why Is Participation Still Low?}, proceedings={Proceedings of the 3rd International Conference on Advance \& Scientific Innovation, ICASI 2020, 20 June 2020, Medan, Indonesia}, publisher={EAI}, proceedings_a={ICASI}, year={2020}, month={9}, keywords={government education bpjs}, doi={10.4108/eai.20-6-2020.2300685} }- Retno Rusdjijati
Agus Widodo
Jack Roebijoso
Harsuko Riniwati
Year: 2020
Social Insurance for Informal Workers in Magelang-Indonesia: Why Is Participation Still Low?
ICASI
EAI
DOI: 10.4108/eai.20-6-2020.2300685
Abstract
Although the Government of Indonesia has issued the regulation on Social Security Implementing Agency (BPJS) since 2004, the participation of informal workers to access insurance is still low, including in the six industries that produce featured products in Magelang Regency. Therefore, this study was conducted by survey and in-depth interviews with a group of respondents to find the influencing variables by a fishbone diagram analysis. As a result, the causes of low BPJS participation are influenced by low levels of education, age factors, low knowledge, low incomes, high necessities of life, and also the lack of BPJS socialization to them. These problems can be grouped into manageable and non-manageable variables, which require a balanced solution to increase participation in BPJS.
