Proceedings of the 1st International Conference on Economics and Business, ICEB 2023, 2-3 August 2023, Padang, Sumatera Barat, Indonesia

Research Article

Impact of Digital Financial Literacy, Perceived Ease of Use, Perceived Usefulness, Perceived Security and Social Influence on Intention to Use E-Wallet for Students in Pontianak City

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  • @INPROCEEDINGS{10.4108/eai.2-8-2023.2341489,
        author={Faaiza Soraya Khalida and Lina  Budiarti and Arninda  Arninda and Mahardika Agung Madepo},
        title={Impact of Digital Financial Literacy, Perceived Ease of Use, Perceived Usefulness, Perceived Security and Social Influence on Intention to Use E-Wallet for Students in Pontianak City},
        proceedings={Proceedings of the 1st International Conference on Economics and Business, ICEB 2023, 2-3 August 2023, Padang, Sumatera Barat, Indonesia},
        publisher={EAI},
        proceedings_a={ICEB},
        year={2024},
        month={6},
        keywords={digital financial literacy perceived ease of use perceived usefulness perceived security social influence and intention to use},
        doi={10.4108/eai.2-8-2023.2341489}
    }
    
  • Faaiza Soraya Khalida
    Lina Budiarti
    Arninda Arninda
    Mahardika Agung Madepo
    Year: 2024
    Impact of Digital Financial Literacy, Perceived Ease of Use, Perceived Usefulness, Perceived Security and Social Influence on Intention to Use E-Wallet for Students in Pontianak City
    ICEB
    EAI
    DOI: 10.4108/eai.2-8-2023.2341489
Faaiza Soraya Khalida1, Lina Budiarti1,*, Arninda Arninda1, Mahardika Agung Madepo1
  • 1: Universitas Muhammadiyah Pontianak, Indonesia
*Contact email: lina.budiarti@unmuhpnk.ac.id

Abstract

Widespread digital financial literacy creates opportunities for entrepreneur’s telecommunications entrepreneurs to facilitate non-cash payment transactions. Electronic Wallet is a payment service in electronic form that stores payment instrument data using cards or electronic money and can accommodate funds to make payments(1). According to Dataindonesia.id (2) e-wallet users or often known as digital wallets are greater than mobile banking users. In 2022 the use of e-wallet digital payment platforms is 94% and the use of mobile banking is 54%. However, when viewed from the use of digital payment platforms based on generation levels, e-wallet users in Generation Z are 44%, millennials are 59% and Generation X is 52%. That means the smallest users using e-wallets are Generation Z, who generation Z is at the undergraduate level or as students who are agents of change.This study aimed to determine the effect of digital financial literacy, perceived ease of use, perceived usefulness, perceived security, and social influence on the intention to use e-wallets for students in Pontianak City.