Research Article
Analysis of Factors Affecting Financial Behavior
@INPROCEEDINGS{10.4108/eai.2-12-2021.2320337, author={Wachjuni Wachjuni and Munir Nur Komarudin and Yasir Maulana and Andressa Noviar Azhari and Reka Nurul Astriani}, title={Analysis of Factors Affecting Financial Behavior}, proceedings={Proceedings of the 2nd Universitas Kuningan International Conference on System, Engineering, and Technology, UNISET 2021, 2 December 2021, Kuningan, West Java, Indonesia}, publisher={EAI}, proceedings_a={UNISET}, year={2022}, month={8}, keywords={financial behavior; financial knowledge; self control}, doi={10.4108/eai.2-12-2021.2320337} }- Wachjuni Wachjuni
Munir Nur Komarudin
Yasir Maulana
Andressa Noviar Azhari
Reka Nurul Astriani
Year: 2022
Analysis of Factors Affecting Financial Behavior
UNISET
EAI
DOI: 10.4108/eai.2-12-2021.2320337
Abstract
Financial behavior is a core factor in the development of a country's economic progress. With the pandemic situation that has been going on for more than a year, the country's current economic growth is declining, even having a negative value. We try to photograph financial behavior in a pandemic situation. Based on the results of the initial survey, only 32% understand financial behavior well. Based on these conditions and several previous studies that are still not aligned, the researchers are interested in knowing what are the factors that influence financial behavior, in this case students of the Faculty of Economics, Universitas Kuningan. In this study, the variables taken by the researcher were financial knowledge and self-control. This is very important because students must have good financial knowledge because they have already received such knowledge and knowledge during lectures. The method used in this research is descriptive and verification. While the population used is the students of the Faculty of Economics, University of Kuningan with the sampling technique used is purposive sampling. The result shows that Financial Knowledge has positive effect to financial behavior, Self Control has positive and significant effect to financial behavior, Financial Knowledge and Self Control have a simultaneous and significant effect to financial behavior.