Proceedings of the 2nd Universitas Kuningan International Conference on System, Engineering, and Technology, UNISET 2021, 2 December 2021, Kuningan, West Java, Indonesia

Research Article

Analysis of Factors Affecting Financial Behavior

Download78 downloads
  • @INPROCEEDINGS{10.4108/eai.2-12-2021.2320337,
        author={Wachjuni  Wachjuni and Munir Nur Komarudin and Yasir  Maulana and Andressa Noviar Azhari and Reka Nurul Astriani},
        title={Analysis of Factors Affecting Financial Behavior},
        proceedings={Proceedings of the 2nd Universitas Kuningan International Conference on System, Engineering, and Technology, UNISET 2021, 2 December 2021, Kuningan, West Java, Indonesia},
        publisher={EAI},
        proceedings_a={UNISET},
        year={2022},
        month={8},
        keywords={financial behavior; financial knowledge; self control},
        doi={10.4108/eai.2-12-2021.2320337}
    }
    
  • Wachjuni Wachjuni
    Munir Nur Komarudin
    Yasir Maulana
    Andressa Noviar Azhari
    Reka Nurul Astriani
    Year: 2022
    Analysis of Factors Affecting Financial Behavior
    UNISET
    EAI
    DOI: 10.4108/eai.2-12-2021.2320337
Wachjuni Wachjuni1,*, Munir Nur Komarudin1, Yasir Maulana2, Andressa Noviar Azhari1, Reka Nurul Astriani1
  • 1: Department of Management, Universitas Kuningan, Kuningan, Indonesia
  • 2: Department of Management Faculty of Economics, Universitas Kuningan
*Contact email: wachjuni@uniku.ac.id

Abstract

Financial behavior is a core factor in the development of a country's economic progress. With the pandemic situation that has been going on for more than a year, the country's current economic growth is declining, even having a negative value. We try to photograph financial behavior in a pandemic situation. Based on the results of the initial survey, only 32% understand financial behavior well. Based on these conditions and several previous studies that are still not aligned, the researchers are interested in knowing what are the factors that influence financial behavior, in this case students of the Faculty of Economics, Universitas Kuningan. In this study, the variables taken by the researcher were financial knowledge and self-control. This is very important because students must have good financial knowledge because they have already received such knowledge and knowledge during lectures. The method used in this research is descriptive and verification. While the population used is the students of the Faculty of Economics, University of Kuningan with the sampling technique used is purposive sampling. The result shows that Financial Knowledge has positive effect to financial behavior, Self Control has positive and significant effect to financial behavior, Financial Knowledge and Self Control have a simultaneous and significant effect to financial behavior.