Research Article
Determination Factors of Islamic Financial Management with Behavior of Financial as a Mediation Variable
@INPROCEEDINGS{10.4108/eai.19-7-2022.2328205, author={Sekar Purboningrum and Muhammad Anwar Fathoni}, title={Determination Factors of Islamic Financial Management with Behavior of Financial as a Mediation Variable}, proceedings={Proceedings of the 3rd International Conference of Islamic Finance and Business, ICIFEB 2022, 19-20 July 2022, Jakarta, Indonesia}, publisher={EAI}, proceedings_a={ICIFEB}, year={2023}, month={4}, keywords={finance financial attitude financial behavior islamic financial literacy personal financial management}, doi={10.4108/eai.19-7-2022.2328205} }- Sekar Purboningrum
Muhammad Anwar Fathoni
Year: 2023
Determination Factors of Islamic Financial Management with Behavior of Financial as a Mediation Variable
ICIFEB
EAI
DOI: 10.4108/eai.19-7-2022.2328205
Abstract
Basically, the achievement of financial well-being is the hope of every human being. However, not every individual can easily achieve a prosperous financial condition, because apart from income, not everyone is able to manage their finances properly. This study aims to determine how much influence the variables of Islamic financial literacy, financial attitudes, and subjective norms on personal financial management with financial behavior as a mediating variable. This study uses a quantitative approach with a sample of 218 people in DKI Jakarta and the analysis technique is Partial Least Square. The results of this study indicate that Islamic financial literacy, financial attitudes, and financial behavior have a positive and significant influence on personal financial management. However, the subjective norm variable has a positive but not significant effect. Then, for the mediating effect, it is known that financial behavior is only proven to mediate Islamic financial literacy and financial attitudes.