Research Article
Revolutionising Finance with Blockchain: Addressing Scalability, Regulatory, and Technological Challenges
@INPROCEEDINGS{10.4108/eai.19-12-2025.2362539, author={Surendra Kumar Shukla and Vishan Kumar Gupta and Garima Sharma and Paras Jain and Law Kumar Singh and Vivek Kumar Shukla}, title={Revolutionising Finance with Blockchain: Addressing Scalability, Regulatory, and Technological Challenges}, proceedings={Proceedings of the 1st International Conference on Computational Techniques in Data Science, IICTDS 2025, 19-20 December 2025, Chandigarh, India}, publisher={EAI}, proceedings_a={IICTDS}, year={2026}, month={11}, keywords={Consensus Mechanisms Proof of Work (PoW) Proof of Stake (PoS) Interoperability Financial Services Digital Ledger Technology (DLT) FinTech Transaction Security}, doi={10.4108/eai.19-12-2025.2362539} }- Surendra Kumar Shukla
Vishan Kumar Gupta
Garima Sharma
Paras Jain
Law Kumar Singh
Vivek Kumar Shukla
Year: 2026
Revolutionising Finance with Blockchain: Addressing Scalability, Regulatory, and Technological Challenges
IICTDS
EAI
DOI: 10.4108/eai.19-12-2025.2362539
Abstract
The blockchain technology has come as a disruptive technology in different industries, and its potential in the financial industry is tremendous. Blockchain removes the middlemen in the transactions by offering secure, decentralized and cost-effective solutions. The given paper is a systematic literature review that examines the development, the modern use, and the issue of blockchain technology in finance. The results indicate the main aspects in which blockchain can generate competitive advantages, including transparency, safety, and efficiency of operations, and pinpoint the challenges that exist, including scalability, regulations, and energy use. In future research directions, it is proposed to overcome these challenges and improve the use of blockchain in the mainstream financial services.