Research Article
The Influence of Lifestyle and Financial Literacy on The Financial Management of Young Workers in The City of Tangerang
@INPROCEEDINGS{10.4108/eai.18-12-2023.2350397, author={Savera Wulan Pratiwi and Dede Sunaryo and Sustari Alamsyah and Agung Budi and Syifah Fauziah}, title={The Influence of Lifestyle and Financial Literacy on The Financial Management of Young Workers in The City of Tangerang}, proceedings={Proceedings of the 1st UHAMKA International Conference on Economics and Business, UHICEB 2023, 18-19 December 2023, Jakarta, Indonesia}, publisher={EAI}, proceedings_a={UHICEB}, year={2024}, month={11}, keywords={lifestyle financial literacy financial management management economy}, doi={10.4108/eai.18-12-2023.2350397} }- Savera Wulan Pratiwi
Dede Sunaryo
Sustari Alamsyah
Agung Budi
Syifah Fauziah
Year: 2024
The Influence of Lifestyle and Financial Literacy on The Financial Management of Young Workers in The City of Tangerang
UHICEB
EAI
DOI: 10.4108/eai.18-12-2023.2350397
Abstract
The objective of the research is to ascertain the impact of lifestyle and financial literacy on financial management, either partially or concurrently, with financial management acting as an intervening variable. The data analysis method employed is path analysis, which effectively illustrates the direction and amplitude of exogenous and endogenous variables on exogenous variables. This study employs SPSS for data analysis. The research sample comprised 88 students from the economics and business faculty of Muhammadiyah Tangerang University who served as responders. Data collection involved using a random sampling technique and a questionnaire to gather information. The research findings indicate that lifestyle has a favorable and substantial impact on financial management. Financial literacy also has a positive and significant influence on financial management. Furthermore, when lifestyle and financial literacy are considered together, they collectively positively and significantly affect financial management. This study investigates the correlation between lifestyle and financial literacy in connection to student workforce financial management, aiming to make novel contributions to the existing literature in this domain
