Research Article
The Influence of Locus of Control, Financial Attitude, and Financial Knowledge on Financial Management Behavior
@INPROCEEDINGS{10.4108/eai.18-12-2023.2350396, author={Selvitriana Selvitriana and Hamdani Hamdani and Dhea Zatira and Eni Suharti and Septia Suci Aullia}, title={The Influence of Locus of Control, Financial Attitude, and Financial Knowledge on Financial Management Behavior}, proceedings={Proceedings of the 1st UHAMKA International Conference on Economics and Business, UHICEB 2023, 18-19 December 2023, Jakarta, Indonesia}, publisher={EAI}, proceedings_a={UHICEB}, year={2024}, month={12}, keywords={financial attitude financial knowledge financial management behavior locus of control}, doi={10.4108/eai.18-12-2023.2350396} }- Selvitriana Selvitriana
Hamdani Hamdani
Dhea Zatira
Eni Suharti
Septia Suci Aullia
Year: 2024
The Influence of Locus of Control, Financial Attitude, and Financial Knowledge on Financial Management Behavior
UHICEB
EAI
DOI: 10.4108/eai.18-12-2023.2350396
Abstract
This study aims to assess the impact of locus of control, financial attitude, and financial knowledge on financial management behavior, individually and collectively. This study is a quantitative descriptive research conducted with a sample size of 100 respondents who are students from Muhammadiyah University in Tangerang. The data used in this research is derived from primary sources. The findings of this study suggest that locus of control, financial attitude, and financial knowledge have a somewhat optimistic and simultaneous impact on financial management behavior. The Adjusted R Square score is 0.651, equivalent to 65.1%. This indicates that 65.1% of the variation in financial management behavior can be accounted for by locus of control, financial attitudes, and financial knowledge. The remaining 34.9% is attributed to additional variables not investigated in this study. This study investigates the correlation between locus of control, financial attitude, financial knowledge, and financial management behavior in students. It aims to provide novel insights into the existing literature on this topic
