Research Article
The Effect of Income and Expenditure on Household Financial Stability in Entrepreneurship in The Old Market Tourism of Tangerang City
@INPROCEEDINGS{10.4108/eai.18-12-2023.2350393, author={Solikhatun Annisa and Januar Eky Pambudi and Abdul Rauf and Gustany Rangga Wijaya Sutarto}, title={The Effect of Income and Expenditure on Household Financial Stability in Entrepreneurship in The Old Market Tourism of Tangerang City}, proceedings={Proceedings of the 1st UHAMKA International Conference on Economics and Business, UHICEB 2023, 18-19 December 2023, Jakarta, Indonesia}, publisher={EAI}, proceedings_a={UHICEB}, year={2024}, month={12}, keywords={income; expense; household financial stability}, doi={10.4108/eai.18-12-2023.2350393} }- Solikhatun Annisa
Januar Eky Pambudi
Abdul Rauf
Gustany Rangga Wijaya Sutarto
Year: 2024
The Effect of Income and Expenditure on Household Financial Stability in Entrepreneurship in The Old Market Tourism of Tangerang City
UHICEB
EAI
DOI: 10.4108/eai.18-12-2023.2350393
Abstract
This study aims to ascertain the relationship between income and household financial stability in Tangerang City micro, small, and medium-sized enterprises (MSMEs). Additionally, the study seeks to ascertain the relationship between expenditure and household financial stability in MSMEs in Tangerang City and the relationship between income and expenditure. Using the Purposive Sampling Technique, this study employed the multiple regression analysis method using SPSS software version 26. The study's objects are entrepreneurial actors in Tangerang City's historic market, a popular tourist destination. This study employed quantitative data as its data type. Income has a considerable impact on household financial stability, according to the T-test results on the income variable, which showed significant results of 0.002 < 0.05. It may be concluded that spending considerably impacts financial stability based on the T-test findings for the expenditure variable, which showed substantial values of 0.004 >0.05. The F test results indicate a simultaneous relationship between household financial stability and expenditure, with a significance value of 0.02 < 0.05 x income. Therefore, it can be given the impact that income has on the financial stability of households. This research looks at household financial stability behaviour and the relationship between income and spending in Tangerang City's old market tourism to add fresh insights to the body of knowledge in this area
