Research Article
The Impact of Financial Literacy, Financial Education, and Savings Behavior of Students in DKI Jakarta
@INPROCEEDINGS{10.4108/eai.18-12-2023.2350340, author={Rahmat Subagyo and Eggie Aditya Ramadhan and Farhan Gifari and Flandy Irvan Syahputra Tumangkeng and Irawan Bintang Saputra and Elmy Nur Azizah}, title={The Impact of Financial Literacy, Financial Education, and Savings Behavior of Students in DKI Jakarta}, proceedings={Proceedings of the 1st UHAMKA International Conference on Economics and Business, UHICEB 2023, 18-19 December 2023, Jakarta, Indonesia}, publisher={EAI}, proceedings_a={UHICEB}, year={2024}, month={12}, keywords={financial literacy saving behavior financial education}, doi={10.4108/eai.18-12-2023.2350340} }- Rahmat Subagyo
Eggie Aditya Ramadhan
Farhan Gifari
Flandy Irvan Syahputra Tumangkeng
Irawan Bintang Saputra
Elmy Nur Azizah
Year: 2024
The Impact of Financial Literacy, Financial Education, and Savings Behavior of Students in DKI Jakarta
UHICEB
EAI
DOI: 10.4108/eai.18-12-2023.2350340
Abstract
The purpose of this study is to examine how DKI Jakarta vocational students' saving habits, financial education, and financial literacy relate to each other. This study employs a quantitative methodology using questionnaires as a means of data collecting. Every vocational school in DKI Jakarta was mapped out in this study. Convenience sampling and questionnaire distribution are the methods used in this data collection to obtain quantitative information. A sample of 203 DKI Jakarta vocational students served as the study's respondents. Using SPSS version 26 software, the validity, reliability, heteroscedasticity, multicollinearity, determination coefficient, F, and t statistical tests were the data analytic techniques employed in this study. Based on the study's hypothesis, vocational students' saving behavior is positively impacted by financial literacy, parental socialization, self-control, and financial attitudes. The association between financial literacy and saving behavior may be partially mediated by financial views
