Research Article
Research on the Factors Affecting the Savings Status of National Residents Based on Experimental Analysis
@INPROCEEDINGS{10.4108/eai.18-11-2022.2326923, author={Yinglin Zhong and Aokun Dong and Ying Zhou and Jiawei Yao and Zhirui Zhou and Beibei Gui}, title={Research on the Factors Affecting the Savings Status of National Residents Based on Experimental Analysis}, proceedings={Proceedings of the 4th International Conference on Economic Management and Model Engineering, ICEMME 2022, November 18-20, 2022, Nanjing, China}, publisher={EAI}, proceedings_a={ICEMME}, year={2023}, month={2}, keywords={deposits from residents; regression analysis; parameter test; case analysis}, doi={10.4108/eai.18-11-2022.2326923} }- Yinglin Zhong
Aokun Dong
Ying Zhou
Jiawei Yao
Zhirui Zhou
Beibei Gui
Year: 2023
Research on the Factors Affecting the Savings Status of National Residents Based on Experimental Analysis
ICEMME
EAI
DOI: 10.4108/eai.18-11-2022.2326923
Abstract
Since the reform and opening up, China's economy has developed rapidly, and people's living standards have been greatly improved. In addition to meeting people's basic consumption needs, Chinese residents' deposits are also increasing year by year. The increase of deposits also represents that China's economic strength and consumption strength have been greatly increased. This paper aims to select the appropriate economic variables to study the impact of China's residents' savings [1]. Through the basic goodness of fit test, t test, F test and Econometrics test, the model is tested and modified, and a more reliable and reliable model is obtained. Finally, the results show that every 1 yuan increase in per capita disposable income of urban residents in China will lead to China's Quasi goods The average increase of money supply and savings deposits is 890 million yuan. Every increase of 1 yuan in consumption level of Chinese residents will lead to an average increase of 1.74284 billion yuan in quasi money supply savings deposits. That is to say, the increase of per capita disposable income of urban residents and the increase of residents' consumption level will promote the growth of savings income in China. Based on this, the relevant policy suggestions are put forward.