Proceedings of the 2nd Borobudur International Symposium on Humanities and Social Sciences, BIS-HSS 2020, 18 November 2020, Magelang, Central Java, Indonesia

Research Article

Customer Satisfaction on Electronic Wallet Usage: Indonesia Experiences

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  • @INPROCEEDINGS{10.4108/eai.18-11-2020.2311745,
        author={Zulfikar Bagus  Pambuko and Diesyana Ajeng  Pramesti and Veni Soraya  Dewi and Athia  Fidian and Chrisna Bagus Edhita  Praja and Rofiul  Wahyudi and Joko Rizkie  Widokarti and Nonik Kusuma  Ningrum},
        title={Customer Satisfaction on Electronic Wallet Usage: Indonesia Experiences },
        proceedings={Proceedings of the 2nd Borobudur International Symposium on Humanities and Social Sciences, BIS-HSS 2020, 18 November 2020, Magelang, Central Java, Indonesia},
        publisher={EAI},
        proceedings_a={BIS-HSS},
        year={2021},
        month={9},
        keywords={electronic wallet customer satisfaction intention},
        doi={10.4108/eai.18-11-2020.2311745}
    }
    
  • Zulfikar Bagus Pambuko
    Diesyana Ajeng Pramesti
    Veni Soraya Dewi
    Athia Fidian
    Chrisna Bagus Edhita Praja
    Rofiul Wahyudi
    Joko Rizkie Widokarti
    Nonik Kusuma Ningrum
    Year: 2021
    Customer Satisfaction on Electronic Wallet Usage: Indonesia Experiences
    BIS-HSS
    EAI
    DOI: 10.4108/eai.18-11-2020.2311745
Zulfikar Bagus Pambuko1,*, Diesyana Ajeng Pramesti1, Veni Soraya Dewi1, Athia Fidian1, Chrisna Bagus Edhita Praja1, Rofiul Wahyudi2, Joko Rizkie Widokarti3, Nonik Kusuma Ningrum4
  • 1: Universitas Muhammadiyah Magelang, Magelang, Indonesia
  • 2: Universitas Ahmad Dahlan, Yogyakarta, Indonesia
  • 3: Universitas Terbuka, Jakarta, Indonesia
  • 4: Universitas Sarjanawiyata Tamansiswa, Yogyakarta, Indonesia
*Contact email: zulfikar.bp@unimma.ac.id

Abstract

This study aims to empirically examine the determinants of consumers’ intention and satisfaction to use electronic wallet of Indonesian users. 119 respondents participated in the survey. 17 hypotheses were formulated and PLS-SEM was used to estimate and test the hypothesized model. The results show that factors like hedonic motivation, trust, and intention have a significant direct effect on the customers’ satisfaction in using electronic wallet, while perceived ease of use and perceived usefulness have significant indirect effect through trust. The customers’ intention to use electronic wallet only influences by hedonic motivation. Moreover, hedonic motivation has an important role in determining intention and satisfaction of Indonesian users to use electronic wallet. It implies that e-wallet is more used to fulfil hedonic consumption needs.