Proceedings of the 2nd Borobudur International Symposium on Humanities and Social Sciences, BIS-HSS 2020, 18 November 2020, Magelang, Central Java, Indonesia

Research Article

The Implementation of Principle of Justice in Resolving of Consumer Credit Financing Disputes During the Covid-19 Pandemic in Indonesia

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  • @INPROCEEDINGS{10.4108/eai.18-11-2020.2311713,
        author={Sri  Wahyuni and Sufiarina  Sufiarina and Fransiska Novita  Eleanora and Harinanto  Sugiono},
        title={The Implementation of Principle of Justice in Resolving of Consumer Credit Financing Disputes During the Covid-19 Pandemic in Indonesia},
        proceedings={Proceedings of the 2nd Borobudur International Symposium on Humanities and Social Sciences, BIS-HSS 2020, 18 November 2020, Magelang, Central Java, Indonesia},
        publisher={EAI},
        proceedings_a={BIS-HSS},
        year={2021},
        month={9},
        keywords={consumer credit financing dispute covid-19},
        doi={10.4108/eai.18-11-2020.2311713}
    }
    
  • Sri Wahyuni
    Sufiarina Sufiarina
    Fransiska Novita Eleanora
    Harinanto Sugiono
    Year: 2021
    The Implementation of Principle of Justice in Resolving of Consumer Credit Financing Disputes During the Covid-19 Pandemic in Indonesia
    BIS-HSS
    EAI
    DOI: 10.4108/eai.18-11-2020.2311713
Sri Wahyuni1,*, Sufiarina Sufiarina2, Fransiska Novita Eleanora1, Harinanto Sugiono3
  • 1: Faculty of Law, Universitas Bhayangkara Jakarta Raya, 17121, Indonesia
  • 2: Faculty of Law at Tama Jagakarsa University, Indonesia
  • 3: Faculty of Law, Sekolah Tinggi Hukum Militer, 13150, Indonesia
*Contact email: sri.wahyuniok31@gmail.com

Abstract

The Covid-19 pandemic had a major impact on the economy, one of which was in the consumer credit financing sector where a number of people who became debtors experienced difficulties in making installment payments so that they experienced disputes with financing companies. One of them is a case that occurred in Bandung where a two-wheeled motor vehicle financing loan debtor who only had 2x installments left out of a total of 33x experienced difficulties in paying monthly installments because he had not worked due to the impact of the Covid-19 pandemic where in this case the debtor had filed a lawsuit through BPSK Bandung city where the BPSK decision was overturned by the District Court. The problem discussed in this study is how to apply the theory of justice in the settlement of credit financing disputes during the Covid-19 pandemic. This study uses a qualitative method with a case approach and by relating it to John Rawls's theory of justice. The results of this study indicate that the application of the theory of justice in this case is not used as a consideration for court decisions.