Proceedings of the 1st International Conference on Science and Technology in Administration and Management Information, ICSTIAMI 2019, 17-18 July 2019, Jakarta, Indonesia

Research Article

Financial Technology And Financial Inclusions In Indonesia

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  • @INPROCEEDINGS{10.4108/eai.17-7-2019.2301673,
        author={Basrowi  Basrowi and H.  Noviarita and M.  Hayati},
        title={Financial Technology And Financial Inclusions In Indonesia},
        proceedings={Proceedings of the 1st International Conference on Science and Technology in Administration and Management Information, ICSTIAMI 2019, 17-18 July 2019, Jakarta, Indonesia},
        publisher={EAI},
        proceedings_a={ICSTIAMI},
        year={2021},
        month={1},
        keywords={financial inclusion literation start up technology},
        doi={10.4108/eai.17-7-2019.2301673}
    }
    
  • Basrowi Basrowi
    H. Noviarita
    M. Hayati
    Year: 2021
    Financial Technology And Financial Inclusions In Indonesia
    ICSTIAMI
    EAI
    DOI: 10.4108/eai.17-7-2019.2301673
Basrowi Basrowi1,*, H. Noviarita2, M. Hayati3
  • 1: Postgraduate Student of Universitas Islam Negeri Radin Intan Lampung, Indonesia
  • 2: Faculty of Islamic Business Economics, Universitas Islam Negeri Radin Intan, Lampung, Indonesia
  • 3: Postgraduate Lecturer of Universitas Islam Negeri Raden Intan Lampung, Indonesia
*Contact email: basrowi2018@gmail.com

Abstract

The purpose of this study is to describe the influence of the development of financial technology and financial literacy on the development of financial inclusion both partially and simultaneously. The research method used is quantitative. Data is obtained from documentation data that has been available at the central statistics agency, Bank Indonesia, the Financial Services Authority, and the Ministry of Finance of the Republic of Indonesia since 2013-2019, which can be downloaded online. Data were analyzed using multiple regression. Based on the results of data analysis it can be concluded that there is a significant influence between financial technology and financial literacy on financial inclusion both partially and simultaneously.