Research Article
Impact of Sharia Financial Literacy, Local Wisdom, and Religiosity on the Judgment of the Bima Community to use Sharia Banking Products
@INPROCEEDINGS{10.4108/eai.17-6-2024.2349156, author={Kaharuddin Kaharuddin and Muhammad Ghafur Wibowo and Rovi Octaviano Vustany and Amrin Amrin and Nur Hidayah and Mohammad Jailani}, title={Impact of Sharia Financial Literacy, Local Wisdom, and Religiosity on the Judgment of the Bima Community to use Sharia Banking Products}, proceedings={Proceedings of the 7th International Colloquium on Interdisciplinary Islamic Studies (ICIIS) in conjunction with the 6th Annual Postgraduate Conference on Muslim Society (APCoMS), ICIIS and APCoMS 2024, 17--18 June 2024, Banjarmasin, Indonesia}, publisher={EAI}, proceedings_a={ICIIS AND APCOMS}, year={2024}, month={7}, keywords={decision to use sharia banking products knowledge attitudes skills local wisdom religiosity}, doi={10.4108/eai.17-6-2024.2349156} }- Kaharuddin Kaharuddin
Muhammad Ghafur Wibowo
Rovi Octaviano Vustany
Amrin Amrin
Nur Hidayah
Mohammad Jailani
Year: 2024
Impact of Sharia Financial Literacy, Local Wisdom, and Religiosity on the Judgment of the Bima Community to use Sharia Banking Products
ICIIS AND APCOMS
EAI
DOI: 10.4108/eai.17-6-2024.2349156
Abstract
This quantitative research aims to identify the Impact of Sharia Financial Literacy, local wisdom, and religiosity on the Bima community's judgment to use Sharia banking products. The sample in this research is the people of the Bima area who are registered as customers of the Bima branch of Sharia banking. The respondents in this study consisted of 124 people. The method used was SEM (Structural Equation Modeling) analysis, which was tested using the SmartPLS 3.3.9 application. The results of this research indicate that the variables of financial knowledge and skills do not significantly affect the decision of the people of the Bima area to use Sharia banking products at the Bima branch. While the financial attitude variable.