Proceedings of the International Conference on Information Economy, Data Modeling and Cloud Computing, ICIDC 2022, 17-19 June 2022, Qingdao, China

Research Article

Research on the Operation Strategy of Small and Medium-Sized Enterprises Financial Leasing Business Based on Sublease Modeling

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  • @INPROCEEDINGS{10.4108/eai.17-6-2022.2322696,
        author={Yuezhong  Chen and Ang  Zhang},
        title={Research on the Operation Strategy of Small and Medium-Sized Enterprises Financial Leasing Business Based on Sublease Modeling},
        proceedings={Proceedings of the International Conference on Information Economy, Data Modeling and Cloud Computing, ICIDC 2022, 17-19 June 2022, Qingdao, China},
        publisher={EAI},
        proceedings_a={ICIDC},
        year={2022},
        month={10},
        keywords={smes financial leasing risk control},
        doi={10.4108/eai.17-6-2022.2322696}
    }
    
  • Yuezhong Chen
    Ang Zhang
    Year: 2022
    Research on the Operation Strategy of Small and Medium-Sized Enterprises Financial Leasing Business Based on Sublease Modeling
    ICIDC
    EAI
    DOI: 10.4108/eai.17-6-2022.2322696
Yuezhong Chen1, Ang Zhang2,*
  • 1: Jiangnan Rural Commercial Bank
  • 2: China Academy of Industry Internet
*Contact email: zhang-ang-07@163.com

Abstract

Small and medium-sized enterprises have gradually become an important part of Chinese current economic development. Financial leasing is another financial tool after commercial banks. It is a new financing method that combines corporate financing with financial assets. This paper studies a new type of financing channel and designs a corresponding SME sublease model to better solve the problem of shortage of funds for SMEs. The article first introduces the purpose and significance of the research of this article and makes a brief overview of financial leasing. The second part analyzes several models of financial leasing. The third part models the risks and strategies from a business perspective. Finally, based on the previous analysis of the current financial leasing model, corresponding policy recommendations are given.