Research on New Financial Talent Development Based on 'SECI+ Industry-Education Integration' in the Digital Economy Era

The rapid development of the digital economy has placed new demands on corporate financial management, requiring a significant number of versatile, new financial talents with capabilities in data analysis, risk control, information system application, industry knowledge, and teamwork. To clarify the key dimensions of these capabilities, this study designed valid and reliable scales through a literature review and questionnaire data collection. Based on this foundation, the study applied the SECI theory as a guiding framework to propose strategies for integrating industry and academia for financial talent development. Specific strategies include establishing mixed mentor teams between universities and enterprises to facilitate socialization, externalization, combination, and internalization of knowledge and skills. For example, students can be embedded in companies for experiential learning and faculty can take sabbaticals in industry. This reciprocal exchange will enable the co-creation of curricula, programs, and pathways tailored to emerging financial sector needs. By applying the SECI model, this study provides a reference path for the deep integration of industry and education for developing versatile financial talent in the digital economy.