Proceedings of the International Conference on Application of AI and Statistical Decision Making for the Business World, ICASDMBW 2022, 16-17 December 2022, Rukmini Devi Institute of Advanced Studies, Delhi, India

Research Article

A Study on Students’ Perception towards Digital Financial Service

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  • @INPROCEEDINGS{10.4108/eai.16-12-2022.2326197,
        author={Amandeep  Kaur and Madhvi  Gupta},
        title={A Study on Students’ Perception towards Digital Financial Service},
        proceedings={Proceedings of the International Conference on Application of AI and Statistical Decision Making for the Business World, ICASDMBW 2022, 16-17 December 2022, Rukmini Devi Institute of Advanced Studies, Delhi, India},
        publisher={EAI},
        proceedings_a={ICASDMBW},
        year={2023},
        month={2},
        keywords={digital financial services convenience benefits perceived risk},
        doi={10.4108/eai.16-12-2022.2326197}
    }
    
  • Amandeep Kaur
    Madhvi Gupta
    Year: 2023
    A Study on Students’ Perception towards Digital Financial Service
    ICASDMBW
    EAI
    DOI: 10.4108/eai.16-12-2022.2326197
Amandeep Kaur1,*, Madhvi Gupta1
  • 1: Rukmini Devi Institute of Advanced Studies, Guru Gobind Singh Indraprastha University, New Delhi, India
*Contact email: amandeep.kaur@rdias.ac.in

Abstract

This study is to examine the students’ perception towards Digital Financial Services. This study consists of Independent Variables: Transaction Speed, Compatibility, Accordance/Connectivity, Perceived Risk/ security/ privacy, Convenience and Benefits, and Dependent Variable: Student perception towards Digital Financial Services. The distribution of survey questionnaires to a sample size of 400+ respondents throughout Delhi is done using a straightforward random sampling procedure in descriptive research. The findings demonstrate that student preferences for digital financial services are positively influenced by transaction speed, compatibility, perceived risk/security/privacy, convenience, and benefits. However, students' preferences for Delhi's digital financial services are somewhat less influenced by accordance and connectivity