Proceedings of the International Conference on Application of AI and Statistical Decision Making for the Business World, ICASDMBW 2022, 16-17 December 2022, Rukmini Devi Institute of Advanced Studies, Delhi, India

Research Article

Comparative Performance Analysis of Selected Commercial Banks in India: Camel Model

Download1381 downloads
  • @INPROCEEDINGS{10.4108/eai.16-12-2022.2326178,
        author={Suman  Suman and Swati  Swati},
        title={Comparative Performance Analysis of Selected Commercial Banks in India: Camel Model},
        proceedings={Proceedings of the International Conference on Application of AI and Statistical Decision Making for the Business World, ICASDMBW 2022, 16-17 December 2022, Rukmini Devi Institute of Advanced Studies, Delhi, India},
        publisher={EAI},
        proceedings_a={ICASDMBW},
        year={2023},
        month={2},
        keywords={camel analysis financial performance commercial banks},
        doi={10.4108/eai.16-12-2022.2326178}
    }
    
  • Suman Suman
    Swati Swati
    Year: 2023
    Comparative Performance Analysis of Selected Commercial Banks in India: Camel Model
    ICASDMBW
    EAI
    DOI: 10.4108/eai.16-12-2022.2326178
Suman Suman1,*, Swati Swati2
  • 1: Deenbandhu Chhotu Ram University of Science & Technology, Murthal, Haryana, India
  • 2: Jamia Hamdard (Deemed to be University), New Delhi, India
*Contact email: sumanmann1115@gmail.com

Abstract

One of the key instruments suggested to assess the performance and financial stability of banks is CAMEL, which has five parameters: capital sufficiency, asset quality, management quality, earning quality, and liquidity. As banks are crucial to a nation's economic development and prosperity, it is crucial to evaluate their performance. As a result, the current study's goal is to use the CAMEL model to examine the performance of a few chosen commercial banks that operate in India from 2013–2014 to 2017–2018. This study uses a sample of 12 commercial banks, of which 7 were from the public sector and 5 from the private sector. According to analysis results, HDFC Bank is in first place, followed by Axis Bank and Kotak Bank, in that order. Among all the chosen banks, Bank of India holds the final spot. A statistically significant difference between the CAMEL ratios of the chosen public and private sector banks in India can also be inferred.