Proceedings of the Third International Conference Administration Science, ICAS 2021, September 15 2021, Bandung, Indonesia

Research Article

Financial Inclusion as An Antecedent Of Agility Strategic Diversification Investment (ASDI) In Maintaining Banking Financial Performance

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  • @INPROCEEDINGS{10.4108/eai.15-9-2021.2315192,
        author={Yuyun  Ristianawati and Setyo Budi Hartono},
        title={Financial Inclusion as An Antecedent Of Agility Strategic Diversification Investment (ASDI) In Maintaining Banking Financial Performance},
        proceedings={Proceedings of the Third International Conference Administration Science, ICAS 2021, September 15 2021, Bandung, Indonesia},
        publisher={EAI},
        proceedings_a={ICAS},
        year={2022},
        month={1},
        keywords={financial inclusion; agility strategic diversification investment; financial performance},
        doi={10.4108/eai.15-9-2021.2315192}
    }
    
  • Yuyun Ristianawati
    Setyo Budi Hartono
    Year: 2022
    Financial Inclusion as An Antecedent Of Agility Strategic Diversification Investment (ASDI) In Maintaining Banking Financial Performance
    ICAS
    EAI
    DOI: 10.4108/eai.15-9-2021.2315192
Yuyun Ristianawati1,*, Setyo Budi Hartono2
  • 1: Faculty of Economic and Business, Sultan Agung Islamic University, Semarang, Indonesia
  • 2: Faculty of Economics and Business Islam, State Islamic University Walisongo, Semarang, Indonesia
*Contact email: yuyun.r@std.unissula.ac.id

Abstract

This study aims to understand new trends that disrupt the relationship between financial inclusion and banking financial performance. In order to be able to link financial inclusion with banking financial performance, Agility Strategic Diversification Investment (ASDI) is needed in carrying out the resource vision and portfolio integration. The method consists of making two theories into one integration, wherein the two theories are combined based on a logical connection. ASDI is used to mediate financial inclusion in forecasting bank financial performance. As a result, this relationship can be correlated by ASDI which can be an intervention to improve bank financial performance in situations when financial inclusion does not directly support banking activities.