Research Article
Self-Efficacy, Financial Literacy, and Lifestyle Towards Risky Credit Behavior
@INPROCEEDINGS{10.4108/eai.14-8-2024.2351785, author={Bima Cinintya Pratama and Putri Syifa Anatasya and Aldena Selavi and Murti Aseh and Nadhira Shafa Ainunnisa and Maulida Nurul Innayah}, title={Self-Efficacy, Financial Literacy, and Lifestyle Towards Risky Credit Behavior}, proceedings={Proceedings of the 4th International Conference on Business, Accounting, and Economics, ICBAE 2024, 14-15 August 2024, Purwokerto, Indonesia}, publisher={EAI}, proceedings_a={ICBAE}, year={2024}, month={11}, keywords={self-efficacy financial literacy lifestyle risky credit behavior}, doi={10.4108/eai.14-8-2024.2351785} }- Bima Cinintya Pratama
Putri Syifa Anatasya
Aldena Selavi
Murti Aseh
Nadhira Shafa Ainunnisa
Maulida Nurul Innayah
Year: 2024
Self-Efficacy, Financial Literacy, and Lifestyle Towards Risky Credit Behavior
ICBAE
EAI
DOI: 10.4108/eai.14-8-2024.2351785
Abstract
The purpose of this study is to examine the effect of self-efficacy, financial literacy, and lifestyle on risky credit behavior of students of the Faculty of Economics and Business, Universitas Muhammadiyah Purwokerto. This research uses a quantitative type of research using primary data through a questionnaire instrument. The population that is the focus of this research is 129 users of risky credit. The results of this study are self-efficacy and has a negative effect on risky credit behavior. Meanwhile, Financial Literacy and Lifestyle have a positive effect and has a significant value on risky credit behavior.
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