Research Article
Financial Literacy on the Utilization on Digital Payment within the People of South Sulawesi, Indonesia
@INPROCEEDINGS{10.4108/eai.14-8-2024.2351602, author={Agusdiwana Suarni and Firna Firna and Nurlina Nurlina}, title={Financial Literacy on the Utilization on Digital Payment within the People of South Sulawesi, Indonesia}, proceedings={Proceedings of the 4th International Conference on Business, Accounting, and Economics, ICBAE 2024, 14-15 August 2024, Purwokerto, Indonesia}, publisher={EAI}, proceedings_a={ICBAE}, year={2024}, month={11}, keywords={financial literacy digital payment south sulawesi}, doi={10.4108/eai.14-8-2024.2351602} }- Agusdiwana Suarni
Firna Firna
Nurlina Nurlina
Year: 2024
Financial Literacy on the Utilization on Digital Payment within the People of South Sulawesi, Indonesia
ICBAE
EAI
DOI: 10.4108/eai.14-8-2024.2351602
Abstract
This research aims to determine financial literacy's impact on digital payments in Sulawesi Selatan. The sample size of this study was 648 respondents. Quantitative data relating to the problem under investigation that were collected through distributed questionnaires are the data used in this study. As part of the data collection process, questionnaires were one of the data sources used to acquire the data for this investigation. The study's research tool uses the Likert scale method. The finding of this research is the effect of financial literacy on the use of digital payments among the people of South Sulawesi. The t-test (partial) shows that the financial literacy variable has a significant effect on the use of digital payments, with t_ (count) > t_ (table) = 16.603 > 1.964, and the significance level is 0.000 < 005. So, the authors draw meaningful conclusions: financial literacy has a positive and significant effect on the use of digital payments.
