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Proceedings of the 4th International Conference on Business, Accounting, and Economics, ICBAE 2024, 14-15 August 2024, Purwokerto, Indonesia

Research Article

Ease of Use Perception, Trust, Risk and Transactions Using E-Money Intention: A Case Study on MSME In Malang Indonesia

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  • @INPROCEEDINGS{10.4108/eai.14-8-2024.2351091,
        author={Junike Widiaswara Nur’aini and Widayat  Widayat and Novi Puji Lestari},
        title={Ease of Use Perception, Trust, Risk and Transactions Using E-Money Intention:  A Case Study on MSME In Malang Indonesia},
        proceedings={Proceedings of the 4th International Conference on Business, Accounting, and Economics, ICBAE 2024, 14-15 August 2024, Purwokerto, Indonesia},
        publisher={EAI},
        proceedings_a={ICBAE},
        year={2024},
        month={11},
        keywords={perception ease of use; trust; risk; intention; e-money},
        doi={10.4108/eai.14-8-2024.2351091}
    }
    
  • Junike Widiaswara Nur’aini
    Widayat Widayat
    Novi Puji Lestari
    Year: 2024
    Ease of Use Perception, Trust, Risk and Transactions Using E-Money Intention: A Case Study on MSME In Malang Indonesia
    ICBAE
    EAI
    DOI: 10.4108/eai.14-8-2024.2351091
Junike Widiaswara Nur’aini1, Widayat Widayat1,*, Novi Puji Lestari1
  • 1: Universitas Muhammadiyah Malang
*Contact email: widayat@umm.ac.id

Abstract

The research analyzes the effect of perception ease of use, trust, and risk on interest in transactions using e-money. Data were collected using a questionnaire from 100 MSME samples selected randomly. The data was analyzed using multiple linear regression analysis software from the employee SPSS application. The result shows that the perception of ease of use and trust has a positive and significant effect on interest in the transaction using e-money, and risk has a negative and no significant impact on interest in transactions using e-money.

Keywords
perception ease of use; trust; risk; intention; e-money
Published
2024-11-26
Publisher
EAI
http://dx.doi.org/10.4108/eai.14-8-2024.2351091
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