Research Article
Analysis of Minimum Capital Adequacy Ratio as One Indicator of Bank Health
@INPROCEEDINGS{10.4108/eai.12-11-2022.2327282, author={Azasi Hasan and Sidik Priadana and Pudji Astuty}, title={Analysis of Minimum Capital Adequacy Ratio as One Indicator of Bank Health}, proceedings={Proceedings of the 2nd Multidisciplinary International Conference, MIC 2022, 12 November 2022, Semarang, Central Java, Indonesia}, publisher={EAI}, proceedings_a={MIC}, year={2023}, month={2}, keywords={capital adequacy ratio; bi rate; inflation}, doi={10.4108/eai.12-11-2022.2327282} }- Azasi Hasan
Sidik Priadana
Pudji Astuty
Year: 2023
Analysis of Minimum Capital Adequacy Ratio as One Indicator of Bank Health
MIC
EAI
DOI: 10.4108/eai.12-11-2022.2327282
Abstract
The progress of monetary improvement in Indonesia will rely upon the job of banks in offering monetary types of assistance that can urge expanded financial movement to accomplish effective advancement in different areas. This study means to decide and analyze the greatness of the impact of expansion, bank revenue, advancement, data innovation, outsider assets, and SBI rates on the capital ampleness proportion of business banks that open up to the world. This study utilizes an engaging and confirmation approach, by breaking down Time Series information north of 20 years term. The examination technique in this study utilizes numerous relapse examination. There is a positive and massive impact of the factors of Expansion, Bank Revenue, Advancement, Data Innovation, Outsider Assets, and SBI rates at the same time on the Capital Sufficiency Proportion. Where the six autonomous factors are the prevailing factors that structure the Capital Ampleness Proportion together. There are positive and negative and huge impacts of every variable Expansion, Bank Revenue, Advancement, Data Innovation, Outsider Assets, and SBI rates on the Capital Sufficiency Proportion. The variable that has the greatest effect on the Capital Ampleness Proportion is the SBI rates variable, while the variable with the littlest outright impact on the Capital Sufficiency Proportion is Data Innovation. All models in this study acquired both positive and negative and huge outcomes.