Proceedings of the 1st International Conference on Finance Economics and Business, ICOFEB 2018, 12-13 November 2018, Lhokseumawe, Aceh, Indonesia

Research Article

Mudharabah Financing Determination on Sharia Banking of Indonesia

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  • @INPROCEEDINGS{10.4108/eai.12-11-2018.2288815,
        author={Ratna  Husein and Muttaqien  Daoed and Nazir  Nazir and Damanhur  damanhur and Yusniar  Yusniar},
        title={Mudharabah Financing Determination on Sharia Banking of Indonesia},
        proceedings={Proceedings of the 1st International Conference on Finance Economics and Business, ICOFEB 2018, 12-13 November 2018, Lhokseumawe, Aceh, Indonesia},
        publisher={EAI},
        proceedings_a={ICOFEB},
        year={2019},
        month={10},
        keywords={mudharabah financing capital savings and deposits},
        doi={10.4108/eai.12-11-2018.2288815}
    }
    
  • Ratna Husein
    Muttaqien Daoed
    Nazir Nazir
    Damanhur damanhur
    Yusniar Yusniar
    Year: 2019
    Mudharabah Financing Determination on Sharia Banking of Indonesia
    ICOFEB
    EAI
    DOI: 10.4108/eai.12-11-2018.2288815
Ratna Husein1,*, Muttaqien Daoed1, Nazir Nazir1, Damanhur damanhur1, Yusniar Yusniar1
  • 1: Faculty of Economics and Business, Malikussaleh University, Indonesia
*Contact email: ratna@unimal.ac.id

Abstract

The purpose of this study was to examine the determination of mudharabah financing in Islamic banking of Indonesia. The data used in this study were sourced from 11 Islamic Commercial Banks with a period of 2012-2016. Methods of data analysis using panel data regression and was simulated using eviews 10. After conducting the Chow test and Hausman test reveal that the random effect model was the appropriate model choose, due to partially the capital has no effect on mudharabah financing, while mudharabah savings and mudharabah deposits have a significant effect and positive for mudharabah financing. On the other hand mutually, the capital, mudharabah savings and mudharabah deposits have a significant and positive effect on mudharabah financing.