Research Article
Mudharabah Financing Determination on Sharia Banking of Indonesia
@INPROCEEDINGS{10.4108/eai.12-11-2018.2288815, author={Ratna Husein and Muttaqien Daoed and Nazir Nazir and Damanhur damanhur and Yusniar Yusniar}, title={Mudharabah Financing Determination on Sharia Banking of Indonesia}, proceedings={Proceedings of the 1st International Conference on Finance Economics and Business, ICOFEB 2018, 12-13 November 2018, Lhokseumawe, Aceh, Indonesia}, publisher={EAI}, proceedings_a={ICOFEB}, year={2019}, month={10}, keywords={mudharabah financing capital savings and deposits}, doi={10.4108/eai.12-11-2018.2288815} }- Ratna Husein
Muttaqien Daoed
Nazir Nazir
Damanhur damanhur
Yusniar Yusniar
Year: 2019
Mudharabah Financing Determination on Sharia Banking of Indonesia
ICOFEB
EAI
DOI: 10.4108/eai.12-11-2018.2288815
Abstract
The purpose of this study was to examine the determination of mudharabah financing in Islamic banking of Indonesia. The data used in this study were sourced from 11 Islamic Commercial Banks with a period of 2012-2016. Methods of data analysis using panel data regression and was simulated using eviews 10. After conducting the Chow test and Hausman test reveal that the random effect model was the appropriate model choose, due to partially the capital has no effect on mudharabah financing, while mudharabah savings and mudharabah deposits have a significant effect and positive for mudharabah financing. On the other hand mutually, the capital, mudharabah savings and mudharabah deposits have a significant and positive effect on mudharabah financing.