Proceedings of the 3rd International Conference on Big Data Economy and Digital Management, BDEDM 2024, January 12–14, 2024, Ningbo, China

Research Article

Comparative Analysis of Silicon Valley Bank and Other Bank Types: Factors Contributing to SVB's Failure and Implications for the Banking Industry

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  • @INPROCEEDINGS{10.4108/eai.12-1-2024.2347150,
        author={Xiaoyao  Yan and Jiaying  Peng and Yuyi  Dai},
        title={Comparative Analysis of Silicon Valley Bank and Other Bank Types: Factors Contributing to SVB's Failure and Implications for the Banking Industry},
        proceedings={Proceedings of the 3rd International Conference on Big Data Economy and Digital Management, BDEDM 2024, January 12--14, 2024, Ningbo, China},
        publisher={EAI},
        proceedings_a={BDEDM},
        year={2024},
        month={6},
        keywords={silicon valley bank (svb) bank failure duration mismatch interest rate hike banking industry implications},
        doi={10.4108/eai.12-1-2024.2347150}
    }
    
  • Xiaoyao Yan
    Jiaying Peng
    Yuyi Dai
    Year: 2024
    Comparative Analysis of Silicon Valley Bank and Other Bank Types: Factors Contributing to SVB's Failure and Implications for the Banking Industry
    BDEDM
    EAI
    DOI: 10.4108/eai.12-1-2024.2347150
Xiaoyao Yan1,*, Jiaying Peng1, Yuyi Dai2
  • 1: ChangeJun Billingualschool
  • 2: Xi’an Jiaotong-liverpool University
*Contact email: 2660834054@qq.com

Abstract

This study investigates the March 2022 failure of Silicon Valley Bank (SVB), the largest U.S. bank to fail since the 2008 financial crisis. It examines the differences between SVB and other types of banks and identifies the factors that led to SVB's failure. Four different types of banks will be compared and the various sources of risk specific to SVBs will be analyzed. By investigating the failures of SVBs and comparing them to other types of banks, this study aims to provide insights into the factors that lead to SVB failures. It will shed light on the risks faced by banks heavily involved in SVBs and the potential impact on the wider banking industry.