Proceedings of the 3rd International Conference on Big Data Economy and Digital Management, BDEDM 2024, January 12–14, 2024, Ningbo, China

Research Article

Statistical Measurement of Impact and Risk of Household Financial Investments and Avoidance

Download29 downloads
  • @INPROCEEDINGS{10.4108/eai.12-1-2024.2347144,
        author={Ruoxian  Cui and Wanting  He and Qiaoer  Li and Chen  Ding},
        title={Statistical Measurement of Impact and Risk of Household Financial Investments and Avoidance},
        proceedings={Proceedings of the 3rd International Conference on Big Data Economy and Digital Management, BDEDM 2024, January 12--14, 2024, Ningbo, China},
        publisher={EAI},
        proceedings_a={BDEDM},
        year={2024},
        month={6},
        keywords={statistics risk household financial investment risk avoidance},
        doi={10.4108/eai.12-1-2024.2347144}
    }
    
  • Ruoxian Cui
    Wanting He
    Qiaoer Li
    Chen Ding
    Year: 2024
    Statistical Measurement of Impact and Risk of Household Financial Investments and Avoidance
    BDEDM
    EAI
    DOI: 10.4108/eai.12-1-2024.2347144
Ruoxian Cui1, Wanting He2, Qiaoer Li3,*, Chen Ding4
  • 1: University Institute of Lisbon
  • 2: Hong Kong University of Science and Technology
  • 3: Iowa State University
  • 4: University of Southampton
*Contact email: 2482516799@qq.com

Abstract

The rapid development of the market economy has not only promoted the development of the market of goods, labor, technology, and property rights in China but also promoted the development of the financial market and improved the financial mechanism, thus turning financial investment into a major component of the national economy and social relations. Among them, household investment plays a crucial role in this object as a source of various financial loans. However, due to the impact of the financial crisis and other factors, household financial investments are subject to high risks and a series of problems, which, in addition to the outbreak of the global financial crisis, have led to more and more serious problems in household financial investments, thus increasing the investment risks of investors. Based on this, the analysis of household financial investment and its risk avoidance measures during the financial crisis is carried out in this paper.